
Medicare Savings Programs in Nevada
In 2026, Nevada pays the $202.90 a month Medicare costs you for one person with income up to $1,796 a month.

In 2026, Nevada can add up to $306 a month for food and help pay power bills for people on Medicare with low income.
Nevada helps people on Medicare with low income pay for care at home instead of a nursing home, and for food and power bills.
| What you need | Program | Who to contact | Phone or website |
|---|---|---|---|
| Help paying what Medicare costs you | Medicare Savings Programs, through Medicaid | Division of Social Services | accessnevada.nv.gov, or 1-800-992-0900 |
| Health coverage on top of Medicare | Medicaid for people 65 and older | Division of Social Services; Nevada Medicaid for coverage questions | accessnevada.nv.gov; Nevada Medicaid at 1-866-569-1746 |
| Lower prescription costs | Extra Help | Social Security | 1-800-772-1213, or ssa.gov |
| Free advice on Medicare choices | MAP | ADSD, with partners in the north and south | 1-800-307-4444 |
| Help at home with bathing, dressing and meals | Medicaid personal care services | Nevada Medicaid | 1-800-525-2395 (press 1, then 4) |
| Care at home instead of a nursing home | Frail Elderly waiver | Your ADSD regional office | Las Vegas 702-486-3545, Reno 775-687-0800, Carson City 775-687-4210 |
| Food | Supplemental Nutrition Assistance Program (SNAP) | Division of Social Services | accessnevada.nv.gov |
| Power and gas bills | Energy Assistance Program | DSS energy offices | Las Vegas 702-486-1404, Carson City 775-684-0730 |
| Meals, senior centers and other local help | Local help line | Nevada 211 | Dial 211, or 1-866-535-5654 |
| A DSS decision you disagree with | Fair hearing | DSS Administrative Adjudications Unit | 702-486-1910 |
| A Medicare denial | Medicare appeal | Medicare | 1-800-633-4227 (1-800-MEDICARE) |
| Abuse, neglect or money taken from an older adult | Adult Protective Services | ADSD | Clark County 702-486-6930; anywhere else 888-729-0571 |
Not sure you qualify? Apply anyway, because DSS makes the call.
To get help paying for Medicare in Nevada, apply for a Medicare Savings Program through DSS. The biggest one, QMB, pays your copays at the doctor and the hospital. It also pays the $202.90 a month Medicare costs you in 2026, usually taken out of your Social Security check. QMB is for one person with income up to $1,330 a month, or $1,804 for a couple, DSS's 2026 chart says.
Two smaller programs pay only the $202.90. They cover one person with income up to $1,596 or $1,796 a month. Savings count too, and the federal limit for 2026 is $9,950 for one person, the National Council on Aging says. Ask DSS to confirm Nevada's limit. QMB starts the month after DSS says yes. See Medicare Savings Programs in Nevada.
Yes, you can get Medicaid with Medicare in Nevada if your income and savings are low enough. If you get Supplemental Security Income (SSI), you can get Medicaid too. People who need nursing home care, at home or in a nursing home, can qualify with more income, DSS says. Medicaid can pay for things Medicare does not, like help at home. Read Medicare and Medicaid in Nevada.
The Nevada Health Authority runs Medicaid in Nevada now, and it goes by Nevada Medicaid. It took over on July 1, 2025, and DSS still decides who qualifies. Call Nevada Medicaid at 1-866-569-1746 about your coverage, and call DSS at 1-800-992-0900 about your form or renewal.
On January 1, 2026, Medicaid health plans spread from Clark and Washoe counties to the whole state. People 65 and older, people with disabilities and people on a home care waiver stayed on fee-for-service Medicaid, Nevada Medicaid says. You don't pick a plan, and you can see any provider who takes Nevada Medicaid.
For free help with Medicare choices, call MAP at 1-800-307-4444. Access to Healthcare Network runs MAP in the north at 775-284-1892, and Dignity Health St. Rose Dominican runs it in the south at 702-616-4926. Counselors can check you for the Medicare Savings Programs and Extra Help. MAP and Pair Team don't sell plans. Some private sites with Nevada and Medicare in their names do, so check that you called 1-800-307-4444.
Nevada has no local Area Agencies on Aging, so ADSD does that job for the whole state, its state plan says. Its offices are in Las Vegas (702-486-3545), Reno (775-687-0800) and Carson City (775-687-4210). To find the closest meal site or senior center, dial 211, or text your ZIP code to 898-211.
Yes, Nevada Medicaid can pay for help at home in two ways. Personal care services pay a helper for bathing, dressing, eating, light housework and meals. A therapist checks what you need first. To ask, call 1-800-525-2395, press 1, then press 4.
The Frail Elderly waiver is for people 65 and older who would need a nursing home without help. It can pay for a case manager, housework, adult day care and meals at home. Apply through your ADSD office. Services depend on the money the state has, ADSD says, so ask early. See Medicaid home care in Nevada.
To get SNAP in Nevada, apply at accessnevada.nv.gov or at a DSS office. SNAP puts money for food on a card each month. From October 1, 2026, one person can get up to $306 a month, DSS's chart says. If you're 60 or older, SNAP can take high rent and medical bills off your income before it checks the limit. Read SNAP for seniors in Nevada.
Yes, the Energy Assistance Program helps with power and gas bills in Nevada. It pays once a year, straight to your power or gas company. Through June 30, 2027, one person can have income up to $1,995 a month, DSS says. Send your form by mail, by email to energyassistance@dss.nv.gov, or drop it at a DSS office. After a payment, you can apply again about 11 months later. Read Utility bill help in Nevada.
If DSS says no to Medicaid, SNAP or energy help, you can ask for a fair hearing. Meet the deadline on your notice. Hearings take place by phone, and the hearings office is at 702-486-1910. A decision usually comes within 90 days, DSS says. To appeal a Medicare denial instead, see how to appeal a Medicare denial.
For local offices, see Las Vegas, Henderson, North Las Vegas, Pahrump, Reno, Sparks and Carson City. Medicare help by state covers other states.
In Nevada, a lot of the work is getting the right state office on the phone. Often it's a DSS renewal letter, or a power bill that's past due.
An advocate is covered by Medicare if you qualify. It takes two minutes to find out.
Check if you qualify for a Pair Team advocate
No, MAP isn't part of Medicaid. It's free counseling through ADSD, and DSS decides who gets Medicaid. A MAP counselor can help you fill in the DSS form.
The 2027 Medicaid work rules don't apply to people 65 and older, DSS says. Starting January 1, 2027, some adults under 65 must work, volunteer or go to school to keep Medicaid.
You don't always have to apply for each program on its own. One DSS form covers Medicaid for people 65 and older and SNAP. Extra Help comes on its own with Medicaid or a Medicare Savings Program, Medicare says.
No, applying for Medicaid, SNAP or energy help is free. If someone asks you to pay, hang up and call DSS at 1-800-992-0900.
Nevada 211 is a free, private line that finds local help with food, rent, rides and bills, ADSD says. Dial 211 or 1-866-535-5654, or search nevada211.org.

In 2026, Nevada pays the $202.90 a month Medicare costs you for one person with income up to $1,796 a month.

From July 2026 to June 2027, Nevada's Energy Assistance Program pays part of the power or gas bill for people with low income.

With Medicare and full Nevada Medicaid in 2026, the state pays your $202.90 monthly Medicare cost and most copays, plus help at home and rides.

For most people 60 and older in Nevada, savings don't count for food stamps in 2026, and if you're 65 or older, the new work rules don't apply.

In 2026, Nevada Medicaid pays for a bus pass, rideshare, van or gas money to get you to covered doctor and dental visits, anywhere in the state.

Nevada Medicaid added adult checkups, fillings and crowns in 2026, and with Medicare too you can see any dentist who takes Nevada Medicaid.

Since February 2026, tenants 62 and older facing eviction in the Las Vegas area can get rent help and a lawyer. Nevada gives you 7 court days to answer.

Large private Nevada hospitals must take 30% or more off outpatient pharmacy bills for people with Medicare, and since 2026 must itemize bills first.

Nevada Medicaid can pay for hands-on care in assisted living, though not rent and meals. Assisted living cost a typical $6,241 a month in Nevada in 2025.

In 2026, Supplemental Security Income plus Nevada's add-on pays up to $1,030.40 a month for one person 65 or older living on their own.

In 2026, Nevada Medicaid can pay for help at home with income up to $2,982 a month through a waiver, and savings under $2,000.

Nevada Medicaid pays for adult day health care, with a nurse, hands-on care and a meal, for adults 18 and older who need help with daily tasks.
A Pair Team advocate can check what you qualify for and stay with it until it's done. Most members pay $0.